BPI’s tips for hassle-free holidays

December 16, 2008 at 6:45 am Leave a comment

I received an e-newsletter from BPI, where several tips were given for hassle-free holidays.

Tip #1: Avoid queuing at the ATM to withdraw.
Use your BPI Express credit cards for shopping and dining this holiday season. You not only enjoy the convenience, you also get more perks and privileges at partner merchants.

My advice: make sure that you pay your credit card debt in full every month to avoid incurring penalty and finance charges.

Tip #2: Manage your budget by purchasing on installment at easy-on-the-pocket terms of 3, 6 , 9, 12, 18 and 24 months.
Real 0% and Special Installment deals are available in all major appliance, computer and gadget stores, as well as your favorite shopping establishments like Greenhills Shopping Center, Marks & Spencer, Robinsons Department Store, SM Department Store, Store Specialists, Inc. (SSI) brands, Toys R Us and Zara.

My advice: Buy only what you need. Just because you have a credit card doesn’t mean you can afford to buy big-ticket items. Make sure you have save for it or you’re just using your credit card to earn points. And again, always pay in full every month!

Tip #3: Use your Frequent User Rewards points to redeem items you can use or give away as Christmas gifts.

Tip #4: Save time with BPI’s convenient 24/7 channels.
Use Express Phone, Express Onlune, Express Mobile for your various banking needs like baying for your credit card and utility bills, inquiring your card and account balances, transfering funds and reloading your prepaid phones.

My advice: Online banking is highly recommended. I just hope that BPI Express Online stays online during the long holiday break.


Entry filed under: Banking, money tips, Savings, Shopping. Tags: , , , , , , , , , , , , , , , , , .

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