How to keep track of your expenses
This is probably one of the hardest things to do when it come to managing your money—to keep track of your expenses. In all the personal finance books that I’ve read, tracking your expenses is a basic requirement if you want to achieve financial freedom.
But how do you know your expenses? With all the small purchases that you make everyday, is there an easy way to keep track or at least give you some semblance of accuracy to determine how much you really spend?
This Expense Sheet was developed by Suze Orman (download here). I tweaked the design a bit to fit the expenses of most Filipinos. At the end of the Expense Sheet, you will see if you operate on a surplus (you have extra money left) or on a deficit (you spend more than you earn).