About Pinay and Money

Why Filipino women only? Because at this day and age, millions of Filipino women are still not empowered enough to take control of their destiny. No, this is not another feminist website but yes, this is all about how Filipino women can attain financial discipline and freedom.

When it comes to financial management, author and financial advisor Suze Orman is top of my list. Unlike other financial advisors who spout off technical jargons until our eyes glaze, Suze Orman can explain and make the ordinary individual understand how to handle your money. And recently, she came out with her eighth book entitled “Women and Money,” which caters to women and how they can own the power to control her destiny.

Yes, this blog is partially a tribute to Suze Orman. But more than a tribute, this site is dedicated to all Filipino women anywhere in the world. May we help each other learn financial discipline and achieve financial freedom. May we learn that women should stand up and take charge of her own destiny. Whatever titles you have after your name—mother, doctor, sister, lawyer, etc—financial freedom is possible. And the road to that starts here.

Who is Pinay and Money?
There is only one person behind Pinay and Money. My name is Leela, a 30-year-old female. I’m married, has no kids, and a full-time employee.

Why start Pinay and Money?
I’m an active member of several online forums and have realized that there is not enough practical and easy-to-understand information about money. I also feel that there is not enough info that are applicable to Filipinos.

Is the site for Filipino women only?
The site is open to everyone, regardless of age and gender. Almost all of the content in the site is applicable to all Filipinos. I named the site “Pinay” because I am particularly rooting for every Filipino woman’s good financial standing. I’m no feminist but I know that it’s important for Filipino women to achieve their full potential and achieve financial freedom.

Are you being paid for your reviews and recommendations?
No. Readers are assured that my reviews and recommendations were written because I experienced it myself and was either happy/unsatisfied with the experience. If I don’t have first-hand experience with the product or the service, you will know because I will qualify it.

Are you accepting guest writers?
Not yet. Pinay and Money is still in its infancy stage and I’d like to develop it slowly but surely.

What’s your background in financial management?
Nothing although I did finish my MBA from Ateneo. I’m not a stockbroker, a licensed financial advisor or even an agent from any financial firms. My daytime job is also in no way related to the financial industry as I work in corporate communication. English is my favorite and best subject but I’ve learned to love Math because it involves counting money.

I do this because I love earning and saving money (no, I don’t enjoy spending that much!). I also love teaching other people how to make money. I’m just like everyone, a regular employee who depends on my salary as his primary source of income, conservative in investing, and just uses common sense in building my wealth.

Who are your role models when it comes to money management?
My dad, a lifelong saver and is forever paranoid of losing his wealth, has taught me the value of saving for the rainy day. Suze Orman for her practical advice on handling money.

Will you charge me for seeking your advice?
No. My advice is free and you can choose to take it or leave it. I will answer your questions the best way I know how but I also expect you to think about it and make the decision yourself. My advice is not and will never be gospel-truth so you need to do some research yourself.

Where can I contact you?
You can email your questions to bookends.ph@gmail.com. When you email me, please allow me to post your question in my blog so that I can answer them and be able to share this to our readers.


25 Comments Add your own

  • 1. dyoonet  |  November 27, 2008 at 6:54 pm

    Nice one, leela. 🙂

  • 2. pinayandmoney  |  November 27, 2008 at 11:31 pm

    hi, dyoonet. thanks for dropping by!

  • 3. kowdprik  |  December 15, 2008 at 2:52 am

    nice mam leela!

  • 4. Complete Savings  |  December 23, 2008 at 5:03 pm

    What a coincidence. Even I am into corporate communication. And I too root for people to save, although I talk about saving energy, water and the environment. I like your advice and hope your efforts help a number of Filipino women.


  • 5. pinayandmoney  |  December 27, 2008 at 1:02 pm

    thanks for visiting the site, ria. we hope you can also share some tips on how Filipino women can achieve financial independence.

  • 6. marj  |  January 27, 2009 at 3:47 am

    this is a great site roche! thanks for starting one. i’m curious, which online forums are you a member of? i also want to learn more. thanks!

  • 7. pinayandmoney  |  January 27, 2009 at 5:20 am

    hi, marj. thanks for visiting. =) currently, i only frequent three forums: femalenetwork’s girltalk, peyups and pinoymoneytalk.

  • 8. blinktwice  |  February 24, 2009 at 8:15 pm

    wow! leela, you impressed me with the infos you shared in peyups… now this site only proves that you have more to offer…

  • 9. pinayandmoney  |  February 25, 2009 at 12:08 am

    thanks, blinktwice. i appreciate the kind words.

  • 10. raki  |  February 25, 2009 at 7:32 am

    very nice site. i do hope to learn a lot. aside from peyups alam ko na frequent ka sa pinoymoneytalk. good day!

  • 11. ninibeLLes  |  March 4, 2009 at 12:16 am

    Hi Leela! Cool blog! Ang dami ko talaga natutunan sayo, mapamula sa blog mo or sa mga posts mo sa peyups. 😀

    I am rebuilding my savings at this time, i’ll stick to it na talaga. Im aiming for at 6x my monthly salary na emergency fund (for starters). Hopefully, magawa ko. 😀

  • 12. pinayandmoney  |  March 4, 2009 at 12:22 am

    hi, ninibelles! nini din ang nickname ko in real life. 😀 thank you for the kind words. good luck in your quest to build your emergency fund! balitaan mo ako kapag na-achieve mo na, ha.

  • 13. Karen  |  July 28, 2009 at 10:21 am


    Nice to know something like this! Im now in financial distress!! I cant practice yet what i have learned from reading books of Colayco.

  • 14. pinayandmoney  |  July 28, 2009 at 10:39 am

    hi, karen. do you need advise or insights? shoot me an email at bookends.ph@gmail.com

  • 15. Ann  |  September 14, 2009 at 11:49 am

    Hi Rochelle,

    I’m a 23 year old girl trying to have a good life here in Dubai. I am very lucky to have stumbled upon your site it is really helpful and inspiring:) My plan is to be financially stable and I don’t know who can help me, you see I’m from a big family so the philosophy and the situation is really different. However for myself, I want to make it right so my siblings can have someone to follow and learn to manage wealth well. I will read your blog continuously and please let me know where else I can get additional information, and small ways of building wealth too:)

    I would really appreciate your help and thank you for starting all these, it is truly inspiring (and life saving;) )

  • 16. pinayandmoney  |  September 20, 2009 at 7:41 am

    hi, anne, thank you for visiting the site. please feel free to browse the blog so you can learn more about managing your personal finance. if you have questions, do email me. i’ll answer as best as i can.

  • 17. daybreaker  |  September 27, 2009 at 7:54 am

    hi ms. leela! finally found your blog… it’s really inspiring! may you continue to inspire us beginners. btw, im a girltalker too and i frequent career and money threads. thanks again for sharing your knowledge to us! God bless!

  • 18. cecily  |  November 18, 2009 at 1:43 pm

    I really like this website and I am learning a lot from the articles. 🙂 I am relatively new into saving. I am not that young but i dont really know which bank to choose in terms of passbook or time deposit account. yay!

  • 19. pinayandmoney  |  November 29, 2009 at 12:17 am

    @cecily, thanks for visiting the site. as a beginner, you can just save some money from one of the bigger banks like BDO, BPI, metrobank. for time deposit, chinabank offers a pretty good time deposit rate so you may want to check it out, too.

    @daybreaker, thank you for visiting the site. continue visiting and learn more about financial freedom.

  • 20. lyza  |  January 4, 2010 at 4:23 pm

    very interesting site. insightful and practical 🙂

  • 21. pinayandmoney  |  January 5, 2010 at 12:46 am

    thank you for the kind words, lyza. 🙂

  • 22. Osang  |  January 20, 2010 at 11:56 pm

    Like you I am an advocate of financial literacy. I believe in empowering women to take control of their financial future more so that women have longer life span than men. Thus, a need for a bigger retirement fund.
    There are many books written on how we should work our way towards financial freedom. I believe, however, that it is our money blueprint that influences our thoughts and feelings, how we behave when it comes to money. T. Harv Eker’s SECRETS OF THE MILLIONAIRE MIND is truly an eye opener. You might want to have it in your reading list.
    Looking forward to ex change more ideas with you.


  • 23. Ning Palomares  |  January 22, 2010 at 9:22 am

    hello! just browse your site now..Honestly, I don’t read yet any of your articles..but, what interest me is about the financial freedom that all of your avid readers talk about..Hope to be one of them also…
    More Power & God Bless….

  • 24. tilit  |  July 27, 2010 at 7:59 am

    Hi..I am an Economics teacher at La Salle Green Hills, a UPian too… and I would like to invite you one time to talk to my boys about your blogs… this is really an interesting site. I like it. I was just teaching my students about gift economy and I felt elated when they passed the hat around and they gave out a total P137.05 centavos as seed money for our Christmas gift to the poor boys of Parola in Cainta, Rizal.

  • 25. mocha frappe  |  August 23, 2010 at 5:53 am


    your blogs really caught my attention.
    very inspiring!!

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